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The Benefit Guide provides rates and a summary of the benefit choices available to you.
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It is very important that you click and view this information prior to completing the enrollment form.
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THE FIXED INDEMNITY MEDICAL PLAN IS A SUPPLEMENT TO HEALTH INSURANCE. IT IS NOT A SUBSTITUTE FOR ESSENTIAL HEALTH BENEFITS OR MINIMUM ESSENTIAL COVERAGE AS DEFINED UNDER THE AFFORDABLE CARE ACT (ACA).
The fixed indemnity medical, prescription drug, accidental loss of life, limb & sight, dental and vision plans are underwritten by BCS Insurance Company, Oakbrook Terrace, Illinois. The term life and short-term disability plans are underwritten by 4 Ever Life Insurance Company, Oakbrook Terrace, Illinois. Refer to the attached Benefit Guide for the accidental loss of life, limb & sight benefit information.
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The MEC Plus plan is an employer-sponsored plan that has been deemed to be in compliance with ACA rules and regulations. This plan provides coverage for preventive services such as immunizations and routine health screenings., The plan also includes an outpatient and prescription drug benefit.
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Please note that your coverage level selected will apply to all limited benefits products.
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Please Note: You cannot enroll for spouse coverage term life if your spouse's age is equal to or greater than the age of 70
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